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Finance

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+ F.6 Proof of creditworthiness +
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Alice has checking and saving accounts, loans, and credit cards at multiple banks. Due to local regulatory restrictions, the banks may not exchange information about the subjects to whom they issue credit cards.

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To prove her creditworthiness when applying for a mortgage, Alice acquires verifiable credentials issued by each bank containing type and balance for each account. She creates a verifiable presentation aggregating all accounts (type and balance) without revealing any issuers of the underlying data.

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