RickCreator87-credit-authority

1. Repo Structures

rickcreator87-credit-authority/

# RickCreator87 Personal Credit Authority Layer
## Core Governance & Orchestration System

## SENSITIVITY CLASSIFICATION: LEVEL 1 (GOVERNANCE)
### Access: Dual-Founder Only

## REPO STRUCTURE
├── .gitattributes
├── .gitignore
├── README.md
├── LICENSE
├── GOVERNANCE.md
├── TAX_FIRST_WORKFLOW.md
├── SECURITY.md
├── architecture/
│   ├── credit-authority-architecture.md
│   ├── data-flow-diagram.md
│   └── security-model.md
├── workflows/
│   ├── identity-verification/
│   │   └── identity-workflow.md
│   ├── tax-block-generation/
│   │   └── tax-workflow.md
│   ├── agreement-execution/
│   │   └── agreement-workflow.md
│   ├── ledger-entries/
│   │   └── ledger-workflow.md
│   └── disbursement/
│       └── disbursement-workflow.md
├── governance/
│   ├── dual-founder-rules.md
│   ├── approval-workflows.md
│   ├── audit-retention.md
│   └── contributor-safety.md
└── docs/
    ├── onboarding.md
    └── compliance.md