WEALTH — Capital Intelligence for arifOS

WEALTH computes. arifOS judges. Arif decides. WEALTH never allocates. DITEMPA BUKAN DIBERI

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TL;DR — Three Audiences

For human operators (Arif): WEALTH is your capital calculator — NPV, IRR, portfolio risk, fiscal breakeven. It computes. You decide. §1

For AI agents: Route capital queries here. 20 pure-compute tools. No inference, no verdicts, no allocation. §3

For institutions: WEALTH provides auditable, golden-tested financial math — every primitive has hand-checked cases. §6

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1. What WEALTH Is

WEALTH is the capital intelligence organ of the arifOS Federation. It computes financial math — never adjudicates, never allocates.

✅ COMPUTES	❌ NEVER
NPV, IRR, EMV, Monte Carlo	Allocates capital
Kelly criterion, Markowitz optimization	Issues verdicts (→ arifOS)
Fiscal breakeven, stress index	Makes investment decisions
Institutional collapse detection	Self-authorizes
Golden-tested deductive math	Guesses or infers financial state

Domain law: CAPITAL_LAW — compute, never allocate.

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2. Federation Position

Arif (F13) → AAA → arifOS → Domain Organs → A-FORGE → VAULT999
                                ↑
                           WEALTH (:18082)
                           Computes, never allocates

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3. Tools (12 Public Canonical)

Tool	What It Computes
capital_primitive	NPV, IRR, EMV, Monte Carlo, Kelly, Markowitz, robust optimization
capital_health	Conservation, cash flow, runway, survival, fiscal breakeven
capital_diagnose	Institutional stress index, governance capacity, collapse detection
capital_market	FX rates, commodities, macro indicators, stock analysis
capital_wisdom	Wisdom-weighted proposal evaluation, epistemic grounding
capital_entropy	Power consequence maps, trust capital decay, metric drift
capital_ledger	VAULT999 immutable ledger — query (read) / write (requires human ack)
capital_registry	Tool registry introspection, health check

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4. Quick Start

# Health
curl -s http://localhost:18082/health | python3 -m json.tool

# MCP connection
# Endpoint: https://wealth.arif-fazil.com/mcp

# Install + test
cd /root/WEALTH && pip install -e ".[dev]"
pytest tests/ -q --tb=short
npm test                    # Node.js side tests

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5. Federation Cross-Reference

Organ	Role	Port	Repo
arifOS	Constitutional kernel	8088	ariffazil/arifos
AAA	State + cockpit	3001	ariffazil/AAA
A-FORGE	Execution shell	7071	ariffazil/A-FORGE
GEOX	Earth intelligence	8081	ariffazil/geox
WELL	Vitality guard	18083	ariffazil/well
WEALTH	Capital intelligence	18082	← you are here

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6. For Institutions

WEALTH provides auditable, bounded financial computation:

Property	How WEALTH delivers
Golden-tested math	Every primitive has hand-checked test cases
Compute, never allocate	No capital moves without Arif's explicit approval
Full audit trail	Every computation logged to VAULT999 via capital_ledger
Domain-law bound	CAPITAL_LAW — cannot cross into GEOX (earth) or WELL (vitality)

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7. License & Sovereignty

AGPL-3.0. WEALTH computes under sovereign authority. It never allocates.

Muhammad Arif bin Fazil is F13 SOVEREIGN. His capital decisions are final.

WEALTH · Port 18082 · 12 tools · CAPITAL_LAW · AGPL-3.0
Computes, never allocates. DITEMPA BUKAN DIBERI.

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🛡️ Federation Governance

This organ operates under the arifOS Federation Contract. All 13 constitutional floors (F1-F13) apply. Compute only — never allocate capital. All outputs labeled OBS/DER/INT/SPEC per F2 TRUTH.

Constitutional Compliance

• F1 AMANAH: All mutations reversible or backed up
• F2 TRUTH: Epistemic labels on all substantive claims
• F3 WITNESS: Tri-witness required for SEAL-grade outputs
• F4 CLARITY: ΔS ≤ 0 — every output reduces entropy
• F11 AUDIT: Every tool call logged to VAULT999

Quick Links

• Federation Landing
• Organ Map
• VAULT999
• Secrets Vault

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🔧 Tool Registry

This organ exposes MCP tools discoverable via tools/list on port 18082. For the canonical tool manifest, query the live registry.

Epistemic Standards (F2 TRUTH)

All tool outputs follow the epistemic labeling convention:

• OBS — Direct observation from market data or measurement
• DER — Derived from OBS via deterministic computation
• INT — Interpretation requiring capital/financial expertise
• SPEC — Speculative, forward-looking, or hypothetical

Audit Trail (F11)

Every tool invocation that produces evidence is logged to VAULT999 with actor signature. Immutable. Append-only. Hash-chained.

Connection

curl -s http://localhost:18082/health | python3 -m json.tool

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Maintained under F13 SOVEREIGN by Muhammad Arif bin Fazil. DITEMPA BUKAN DIBERI — Forged, Not Given.

Capital Primitives

Mode	Description
npv	Net Present Value
irr	Internal Rate of Return
emv	Expected Monetary Value
evoi	Expected Value of Information
mc	Monte Carlo simulation
kelly	Kelly criterion position sizing
markowitz	Modern portfolio optimization
robust	Robust optimization under uncertainty
chance_constrained	Chance-constrained stochastic programming
two_stage	Two-stage stochastic programming with recourse

All primitives are pure deductive math — golden-tested against hand-checked cases.

Market Intelligence

FX rates, commodity prices, stock analysis, gold/oil/gas signals — observational with derived and interpreted fields. Never a trading recommendation. WEALTH computes; arifOS judges; Arif decides.

Capital Wisdom

Multi-dimensional proposal evaluation across dignity, sovereignty, resilience, inequality, ecological cost, and optionality. Advisory only. Does NOT emit GO/HOLD/SEAL verdicts — those are arifOS's domain.

Compute only. Never allocate. VAULT999-audited. F13 sovereign.